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Know Yourself

01 Personal information
02 Financial Plans
03 Investment Knowledge and Experience
04 Your Result

Our goal is to assist you in the difficult and time-consuming process of choosing an investment strategy which will optimise your return in a manner consistent with your investment objectives, risk orientation and currency preferences.

We guide you towards defining your:

Time horizon

Whether you have just graduated from college, are starting a family, setting up a business or retiring, timing greatly affects your investment choices.

Family circumstances

Managing your personal finances and investments involves an array of different parameters based on your family status, immediate and medium, as well as long-term obligations, such as buying a house or saving for your child’s education.

Return Expectations

When it comes to investing your hard earned money, how much of a return do you expect to get from your investment? Your expectations regarding the return of your investment portfolio need to be in line with your level of risk tolerance (analysed in the next section). For example, aiming for a 50% annual return on your investment, but not willing to undertake substantial risk, is an unrealistic goal.

Risk Thresholds AND Parameters

The level of risk you are willing to undertake is an important parameter in the investment decision process.  If you are a risk-averse investor, you may opt for investments with lower and more predictable risk, which will however yield a lower return. If you are a risk-taker, you may prefer to choose investments with higher returns but with potentially higher and unknown risks.

  • SYSTEMATIC RISK

    Inherent to the entire market or an entire market segment, also known as “undiversifiable risk,” “volatility” or “market risk”, it is unpredictable and impossible to completely avoid. Its impact, however, can be minimised through hedging and by choosing the optimal asset allocation strategy.

  • UNSYSTEMATIC RISK

    Company or industry-related risk relevant to each investment,   also known as “nonsystematic risk,” "specific risk, or "diversifiable risk“, can be reduced through diversification. You can achieve this by owning stocks in different companies and across various industries, geographic locations and types of securities.

  • INVESTMENT KNOWLEDGE AND EXPERIENCE

    Your background as well as your past experience investing in various asset classes, vehicles and strategies, provides useful information, key to deciding which solution is the most suitable to meet your individual demands.